Lowes Magazine Issue 119

SPOTLIGHT Lowes ‘Preferred’ plan maturities WHILST WE WERE DISAPPOINTED WHEN produced a 1.42% return, the minimum total return delivered by these Investec investments was 14% (after

INVESTEC Structured Products pulled out of the retail market, many of its plans continue to mature providing investors with strong returns in flat and falling markets. Over the past few years, Lowes had teamed with Investec to produce a rolling range of successful joint products, namely the 8:8 Plans. The table below shows the performance of the Lowes ‘Preferred’ structured products most commonly held by our clients, which matured in the second quarter of 2021. During this time, eight of the plans ‘preferred’ by Lowes which matured were Investec products. Six of these were the 8:8 Plans (Issues 2, 3, 5, 6, 9 and 10) specifically designed to provide investors with positive returns in unpredictable markets. Compared to the underlying index, the FTSE 100, which at best

two years) and the maximum 31% (after 4 years). As can be seen the returns across all products produced well in excess of their underlying indices. The exception was the Société Généralé plan which simply returned investors’ capital, a function of it being a slightly riskier, dual index product. Lowes has now worked in collaboration with Mariana, our partner on the 10:10 Plans, to offer a new range of 8:8 Plans, both to our clients and the wider retail investment market. If you know anyone you think could benefit from knowing about Lowes ‘Preferred’ plans, please show them this magazine, refer them to Lowes.co.uk or put them in touch with us.

Maturity Date

Term (Years)

Underlying Change

Plan Gain

Provider

Underlying

Société Générale Investec Investec Investec

FTSE 100 Index and EURO STOXX 50 Index

12/04/21

6

-2.83%*

0%

19/04/21 22/04/21 29/04/21 10/05/21 19/05/21 24/05/21 03/06/21 07/06/21 07/06/21 07/06/21 17/06/21 28/06/21

FTSE 100 Index FTSE 100 Index FTSE 100 Index FTSE 100 Index FTSE 100 Index FTSE 100 Index FTSE 100 Index FTSE 100 Index FTSE 100 Index FTSE 100 Index FTSE 100 Index FTSE 100 Index

3

-4.34% -1.48% -6.44% -4.16% -6.97% 1.42% 0.03% -5.93% -5.93% -3.47% -2.77% -6.17%

24% 20% 15% 23% 28% 18% 20% 26% 31% 16% 14% 23%

2.5

2

Walker Crips

3.5

Mariana

4

Walker Crips

2.5 2.5

Investec Investec Investec

4 4 2 2 3

Walker Crips

Investec Investec

* worst performing index - FTSE 100 Index

1 2 3 5 6 7 9 8 4 7 6 4 8 1 9 5 3 2 9 5 8 3 2 4 1 6 7 2 3 1 9 8 6 7 4 5 4 7 5 1 3 2 8 9 6 6 8 9 7 4 5 2 1 3 5 4 6 2 9 8 3 7 1 8 1 2 6 7 3 4 5 9 3 9 7 4 5 1 6 2 8 Grid n°9165 medium

Sudoku solution We hope you enjoyed the Sudoku puzzle we published on page 3 of this issue of the Lowes magazine. Here is the solution to the grid.

13 Lowes.co.uk