Lowes Company Brochure

Lowes Financial Management

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As Chartered Financial Advisers, we are proud of our long standing history of providing truly Independent Financial Advice

Ian H Lowes FPFS , Managing Director

Established 1971

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Independent Financial Advisers (IFAs) are those who can give advice covering the whole of the financial marketplace, acting as your agent, rather than representing a particular provider or restricting their advice to a limited range of options.

Throughout the different stages of our lifetime, we all need financial solutions to suit our individual circumstances. This may involve savings, pensions, tax mitigation, investments or one of the many protection policies available.

We can attempt to choose the right solutions ourselves, or seek expert advice. Given the complexities and pitfalls of the financial services marketplace and the myriad of possible options, people seek advice in one form or another to help them make what they hope will be the

Yet, having narrowed your search to IFAs, that still leaves you with thousands of different firms to choose from. Further refining should be done by selecting only Chartered Financial Planners but beyond this, in the absence of a personal recommendation, you are left to use

right financial decision. Choosing the right Financial Adviser from the tens of thousands registered in the United Kingdom is not easy. However, it is fairly simple to narrow your search immediately.

your best judgment in selecting a firm who will provide the service and support you require. We aim to exceed your expectations.

‘‘ IFAs are by leaps and bounds the best purveyors of personal financial advice in the country Jeff Prestridge, Personal Financial Editor of the Mail on Sunday

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aboutus

Lowes Financial Management has been providing truly Independent Financial Advice to a wide range of people throughout the UK since 1971.

Our unique, successful investment approach honed over fifty years, coupled with our personal approach to financial planning has helped both clients and company prosper. In our 2019 client satisfaction survey more than 95% of clients stated they would recommend Lowes to friends and family. We have been recognised as one of the UK’s Top 100 Independent Financial Advisers, and are one of only a select group to be accredited as Chartered Financial Planners, which is considered to be the ‘Gold Standard’ of excellence and integrity. We have also been judged by respected Money Marketing magazine to be amongst the top Investment Advisers in the UK in 8 of the last 9 years and

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We get a first class service and are truly confident that our finances are in good hands

Mr J E Skeldon - client since 1993

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Fernwood House

who we entrust to be a Lowes Consultant, as these individuals are our primary way of achieving this goal. All Lowes Consultants are fully qualified to give Independent Financial Advice and, in common with our staff, are involved in on- going training and development to help maintain the highest levels of expertise and client care. We also recognise that no individual alone could possibly manage your financial affairs and be an authority on the complicated details of every financial product and investment. It is for this reason that Lowes provides full support from individuals who have decades of experience in the world of personal finance.

have been recognised in dozens of other awards for investment, retirement and estate planning advice. We manage close to a billion pounds of private investors capital and our investment specialisms are nationally renowned with hundreds of investment advisers around the UK utilsing investment solutions that the team at Lowes helped conceive. It is a testament to our service that many of our clients stay with the company throughout their lifetimes and introduce us to subsequent generations of their families. We believe that individual and dedicated client care is a central aspect of fulfilling our goal of total peace of mind for our clients. This is why we are extremely selective about

our services

The cornerstone of any good company is the service it offers to its clients. Lowes’ culture revolves around the ethic that we always strive to meet and, whenever possible, exceed our clients’ expectations.

Continuous client care

part of the service we provide, strengthening the basis of trust we aim to forge between ourselves and every client. Each quarter our clients receive a copy of our magazine, designed to keep them informed of topical and relevant financial issues. When it is appropriate to do so, we also write to clients regarding market developments to provide a sense of perspective offering

Our objective is to build long term relationships with every client by providing sound financial advice tailored to meet each client’s individual needs. By providing a truly personal service from professionals who genuinely care, we aim to provide peace of mind to our clients.

In addition to having your own dedicated Consultant, regular communication is a vital

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Lowes excellent, recommended investments have put my financial affairs into a completely new league.

Research

Technical

Compliance

Support

Investments

Mr R King - client since 2000

Consultants

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Software Development

Administration

Marketing

informed of movements in the value of their portfolio and the wider investment landscape.

clarification and reassurance based on our many years of experience.

Furthermore, every client is contacted at least once a year and offered a financial review to ensure that their investment portfolios, and any other solutions put in place, continue to match their needs.

Portfolio valuations can be accessed at any time via our website and twice a year we post a copy to clients accompanied by our Investment Department’s market commentary. In conjunction with correspondence sent directly from the product providers, these communications help to keep clients well

advice we provide

• Holistic Financial Planning • Investment Advice • Portfolio Management • Tax Planning and Mitigation • Pensions • Retirement Planning • Long Term Care Planning • Asset Protection • Trusts

Howwouldyourate Loweson*:

Client Service

ourclient views Every two years we ask our clients to participate in a satisfaction survey which helps us to identify ways in which we can improve the service we provide. We believe the results and comments speak for themselves.

95% ‘Good’or ‘VeryGood’

Depth of Knowledge

96% ‘Good’or ‘VeryGood’

Professionalism

96% ‘Good’or ‘VeryGood’

* 2019 client satisfaction survey results from 1486 respondees.

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Lowes continues to impress with the professional but personalised and friendly service. I owe my early retirement to Lowes! Mr C Melton - client since 1995

Investment Advice

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I would recommend Lowes wholeheartedly. Unbiased, sound sensible advice. If you need someone to look after your money properly and professionally look no further! Mr J Cairns - client since 2002

94% ‘Good’or ‘VeryGood’

Quality of Contact

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Lowes understands our investment requirements exactly and gives clear, excellent advice. Mr & Mrs E Bird - client since 2007

94% ‘Good’or ‘VeryGood’

We have used Lowes for a number of years and have been more than delighted with their advice, professionalism, service and courtesy. So much so we have recommended our children to use their services.We have placed all our faith in Lowes and they have helped us on many many occasions to realise our wealth potential. Mrs S Aiken - client since 1996

Approachability

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97% ‘Good’or ‘VeryGood’

Very Good Good Average Poor

get in touch

To find out more about Lowes Financial Management and to

arrange a free initial no obligation consultation with a fully qualified Consultant: Call: 0191 281 8811 Email: enquiry@Lowes.co.uk Visit: www.Lowes.co.uk

‘‘ Chartered Financial Planners... the elite of the financial advice world Investors Chronicle, July 2013

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Lowes Financial Management Ltd Fernwood House, Clayton Road, Jesmond, Newcastle upon Tyne, NE2 1TL Tel: 0191 281 8811 www.Lowes.co.uk enquiry@Lowes.co.uk

Lowes Fianancial Management Ltd is authorised and regulated by the Financial Conduct Authority