10: 10 Plan December 2021 Brochure

Key Dates for applications: Plan available for subscription: 25 October 2021 to 10 December 2021 ISA transfer application deadline: 24 November 2021 All other applications deadline: 10 December 2021 Start Date: 17 December 2021

Key information

Key Features Product Type:

Description

Capital at Risk Kick Out

Underlying Asset:

FTSE Custom 100 Synthetic 3.5% Fixed Dividend Index (Bloomberg ticker: SUKX35FD) (Please pages 12-13 for detail on the Index)

Counterparty:

Citigroup Global Markets Limited

Issuer:

Citigroup Global Markets Funding Luxembourg S.C.A

Counterparty Credit Rating:

Standard & Poor’s; A+ (Stable), Moody’s; A1 (Stable), Fitch; A+ (Stable) (as of 19 October 2021)*

Up to 10 years, two weeks

Investment Term: Selling Restrictions:

This Plan is available as a UK Public Offer

Option 1: 7% return on investment for each year the Plan runs, paid gross. Option 2: 8.85% return on investment for each year the Plan runs, paid gross. Option 3: 10.80% return on investment for each year the Plan runs, paid gross.

Potential Return (The Potential Return will only be paid if the Plan kicks out): Observation Dates and Trigger Levels (expressed as a percentage of the Start Level): Start Date:

17 December 2021

Option 1 102.5% 100.0% 97.5% 95.0% 92.5% 90.0% 87.5% 85.0%

Option 2 100% 100% 100% 100% 100% 100% 100% 100%

Option 3 105% 105% 105% 105% 105% 105% 105% 105%

18 December 2023 17 December 2024 17 December 2025 17 December 2026 17 December 2027 18 December 2028 17 December 2029 17 December 2030 17 December 2031 17 December 2031

82.5%

100%

105%

Maturity Date:

5 January 2032

Maturity Payment Date: Initial Capital Return Barrier:

70% of the Start Level (Observed on the Maturity Date of the Plan only) I f on the Maturity Date the Closing Price of the Underlying Asset is less than 70% of the Start Level (representing a decline of more than 30% from the Start Level), your Initial Capital will be lost at a rate of 1% for every 1% the Closing Price of the Underlying Asset is below the Start Level.

£10,000

Minimum Investment:

Availability:

Direct Investment; ISA/ISA Transfers; Pensions; Companies; Trusts; Charities. All available on an Advised and Non-Advised basis.

Capital Gains Tax**

Taxation:

London Stock Exchange

Listing:

Option 1: XS2398265558 Option 2: XS2398270806 Option 3: XS2398270988

ISIN:

* Credit ratings should not be relied upon or considered to be an assurance of a financial institution’s stability or its ability to meet its obligations. ** Tax assumptions are based on Mariana’s understanding of current legislation and known HMRC practice, which can change in the future.

6