10: 10 Plan December 2021 Brochure

Useful tips: You may not be able to cash in your investment in the Plan, but if you can and do cash it in before the Maturity Date you will be charged a fee and the sum you will get might not reflect the performance of the Underlying Asset(s) to the date on which you cash in and you could receive less than the amount you invested in the Plan.

Is this investment suitable for you?

The Plan has been designed for a specific type of investor to meet their required investment objectives. The type of investor for which this plan is suitable for is referred to as the target market. It is important that you consult with a financial adviser to determine whether this Plan is suitable for you.

Inside the target market This investment may be suitable if:

Outside the target market This investment may not be suitable if:

You have either received advice or a financial adviser has confirmed that this investment is appropriate for you. You understand the risk associated with investing in this Plan (see page 17 for more information). You are able to make an informed decision based on the information provided in this Brochure and in the Issuer’s Key Information Document (KID). You understand that the returns are pre-defined and that you will forgo any growth in the Underlyings which exceeds the returns defined in this Brochure. You are comfortable that you are making an investment into a Plan that has a term of ten years, two weeks. You are comfortable that the Plan’s returns are linked to the performance of the FTSE™ CSDI, the Underlying Asset. You are comfortable that any Potential Return and the repayment of your Initial Capital is dependent on the continuing solvency of the Counterparty. You are comfortable that your capital is at risk and you could lose some and up to all of your investment. You are looking to invest in a Plan that offers a potential growth payment and not an income payment. You can afford to leave your money invested for the full term of the Plan. You have other savings or investments that are easily accessible to cover emergencies. You understand how the Plan works. You have at least £10,000 to invest. You are comfortable with the fact that the Plan may mature early (kick out).

You have not received advice or a financial adviser has not confirmed that this investment is appropriate for you. You do not understand the risk associated with investing in this Plan (see page 17 for more information). You are not able to make an informed decision based on the information provided in this Brochure and in the Issuer’s Key Information Document (KID). You do not understand that the returns are pre-defined and that you will forgo any growth in the Underlyings which exceeds the returns defined in this Brochure. You are not comfortable that you are making an investment into a Plan that has a term of ten years, two weeks. You are not comfortable that the Plan’s returns are linked to the performance of the FTSE™ CSDI, the Underlying Asset. You are not comfortable that any Potential Return and the repayment of your Initial Capital is dependent on the continuing solvency of the Counterparty. You are not comfortable that your capital is at risk and that you could lose some and up to all of your investment. You are looking to invest in a Plan that offers an income payment. You cannot afford to leave your money invested for the full term of the Plan. You do not have other savings or investments that are easily accessible to cover emergencies. You are unsure how the Plan works. You do not have at least £10,000 to invest. You are not comfortable with the fact that the Plan may mature early (kick out).

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