Mariana 10:10 Plan September 2022

Important Information: You may lose all or part of your investment if the Counterparty fails. This is known as Counterparty Risk.

Credit ratings Credit ratings are assigned to all financial institutions around the world. They are opinions that are allocated and monitored by independent credit rating agencies and can be a useful way of comparing the credit risk associated with different institutions. Credit ratings should not be relied upon or considered to be an assurance of a financial institution’s stability and/or its ability to meet its obligations. They are an independent opinion as to the creditworthiness of the institution and the possibility of failure and can change at any time. There are 3 main credit rating agencies and more information can be found on their websites: Standard & Poor’s: www.standardandpoors.com Moody’s: www.moodys.com Fitch: www.fitchratings.com Rating outlook A rating outlook is an opinion of the potential for the credit rating to change in the short term. A positive outlook means that a rating may be raised in the short term. A stable outlook means that the rating is unlikely to change in the short term. A negative outlook means that the rating may be lowered in the short term. When an entity is placed under Credit Watch or Under Review this is due to identifiable events and short-term trends that cause ratings to be placed under special surveillance.

The current credit ratings for the Counterparty are:

Credit Agency

Rating

Outlook

Standard & Poor’s A+

Stable Stable

Moody’s

Aa3

Fitch

Not Rated

Not Rated

Ratings range:

Credit Agency

Highest

Lowest

Standard & Poor’s AAA

D C

Moody’s

Aaa

Fitch D Source: Bloomberg, 25 July 2022. The credit ratings of the Counterparty may change at any time. AAA

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