Lowes Magazine Issue 123

INVESTMENT Lowes recommended structured product maturities THE TABLE BELOW SHOWS THE PERFORMANCE OF THE RECOMMENDED PRODUCTS MOST COMMONLY held by Lowes clients that matured in the second quarter of 2022. These were all autocalls linked to the FTSE 100 Index. The fifteen plans shown utilised seven separate counterparty banks. Eleven of these plans were designed in conjunction with Lowes, four exclusively for Lowes clients and seven for our clients and the wider market. This selection of products, which benefits from Lowes’ considerable expertise in the market, proves that structured products can consistently deliver their defined returns, with the added value provided by the protection to capital in all but the most extreme circumstances. Whilst only part of what we do, our experience and expertise in this investment area is largely unsurpassed and plays a large part in helping Lowes add diversification and balance to portfolios, which in turn continues to help us protect and improve the wealth of our clients. These results are typical of what has been delivered year in, year out. If you know someone who could benefit from Lowes expertise in this or any other field, please do not hesitate to put them in touch.

Term (years)

Plan Gain 34%

Maturity date

Counterparty

HSBC

06/04/2022

4

Société Générale

11/04/2022

2

16%

Goldman Sachs Goldman Sachs Goldman Sachs

11/04/2022 11/04/202`2 11/04/2022 19/04/2022 26/04/2022 04/05/2022 10/05/2022 23/05/2022 23/05/2022 01/06/2022 07/06/2022 22/06/2022 30/06/2022

2 2 2 3 2 3 2 2 4 3 2 5

17.10% 22.90%

28% 12%

HSBC

1.5

Citigroup

25.50%

Investec Bank

23%

Citigroup

24.60% 21.20% 25.30%

Goldman Sachs Goldman Sachs Goldman Sachs

28% 21% 20%

HSBC

Investec Bank

Natixis

35.70%

12 Lowes.co.uk