Lowes Magazine Issue 120

Lowes Recommended Structured Product Maturities

THIS YEAR CONTINUES TO BE ANOTHER WHERE structured investments prove their worth, with many defensive and step-down, autocall plans maturing with substantial returns, despite the stock market being down over the investment term. Whilst the lower market position does, of course, mean that the maturity of the non-defensive equivalents is deferred for another year, the potential returns that will be paid increase for each year they are in force. Most of the plans we have recommended have extended, maximum possible durations allowing what we expect to be ample time to see them mature with market-beating returns.

The table below shows the maturity performance of the structured investments most commonly held by our clients, which matured in the third quarter of 2021. All of these were autocall / kick-out contracts utilising the FTSE 100 Index as the underlying. Six of the ten plans shown were co-created by Lowes and/or exclusively available to our clients. We have access to an exclusive range of similar investments, utilising counterparties such as Morgan Stanley, Citigroup, Société Générale, Credit Agricole and Goldman Sachs. If you would like to talk to us about adding more structure to your portfolio or know someone else who could benefit from our unique, tried and tested investment advice, please do not hesitate to get in touch.

Provider

Maturity Date

Term (Years)

FTSE 100 Change

Plan Gain

Investec

19/07/21

4

-5.24%

29%

Investec

29/07/21

2

-7.91%

14%

Walker Crips

02/08/21

2

-4.39%

17%

Walker Crips

04/08/21

4

-5.16%

26%

Investec

16/08/21

3

-5.33%

23%

Mariana

18/08/21

4

2.11%

30%

Investec

23/08/21

4

2.70%

26%

Investec

23/08/21

4

2.70%

30%

Walker Crips

06/09/21

2

-1.31%

16%

Walker Crips

22/09/21

4

-3.12%

26%

2 3 5 8 9 1 7 4 6 7 1 9 5 4 6 3 8 2 8 6 4 2 3 7 5 9 1 6 9 8 4 2 5 1 7 3 3 7 2 1 8 9 6 5 4 5 4 1 6 7 3 8 2 9 9 5 7 3 1 4 2 6 8 1 2 6 9 5 8 4 3 7 4 8 3 7 6 2 9 1 5 Grid n°439388506 hard

Sudoku solution We hope you enjoyed the Sudoku puzzle we published on page 3 of this issue of the Lowes magazine. Here is the solution to the grid.

13 Lowes.co.uk