Lowes Investment Management - Managed Investment Portfolios Brochure

LOWES INVESTMENT MANAGEMENT

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Cautious Managed Portfolio (Risk Level 2+)

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Objective

To provide capital growth over the medium to long term, mainly through income producing funds, making it suitable for those looking to make regular withdrawals, and with a focus on lower cost investments.

Strategy

The portfolio has been constructed so that asset allocation is in line with the investment restrictions of the IA Mixed Investment 20% - 60% Shares sector. The portfolio invests in equity, fixed interest, property and multi-asset funds, with a focus on lower cost options, where appropriate, but not at the expense of flexibility or an increase in internal risk.

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Ethical Portfolio (Risk Level 2 or 3)

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Objective

To provide capital growth by investing in a diversified portfolio of funds classified as investing with an ethical or socially responsible outlook.

Strategy

These portfolios utilise funds investing both in equities and fixed interest assets. The funds used all meet strict ethical and socially responsible criteria and mainly do this by excluding investment in certain sectors and industries. In order to meet the desired Risk Level, the portfolios are constructed to meet the IA’s guidelines for either a Mixed Investment 20% - 60% Shares fund, or a Mixed Investment 40% - 85% Shares fund.

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