Lowes Investment Management - Managed Investment Portfolios Brochure

Investment Portfolios Lowes Investment Management offers eight investment portfolios which allocate to collective investment schemes, such as open ended investment schemes

(OEICs) and unit trusts, run by experienced fund managers.

No investment is risk free and even the lowest risk investment carries the potential of total loss in the most extreme circumstances and so diversification is key. Risk tolerance and capacity for loss should be discussed with your adviser before any investment is recommended.

>

>

>

>

I

n

>

c

>

r

e

>

a

>

s i

s

n

o

l i

g

o

P

t f

o

t

o r

e

n t i

P

c i a l i s t

a l

R e

Defensive Growth Portfolio (Risk Level 2)

t u

e

p

r n

S

>

>

>

>

>

>

>

>

I n

c

r

e

a

s i

n

>

g

>

>

R

>

i s

k

Objective

To protect capital values against the effects of inflation over the medium to long term, whilst minimising the effects of market downturns.

Strategy

The portfolio is constructed so that at least sixty percent will be allocated to Targeted Absolute Return funds which seek to generate positive returns in all market conditions with significantly less volatility than equities. This means that these strategies can include a greater use of derivative based strategies by the underlying fund managers. The remainder of the portfolio will include an allocation to funds from other Investment Association (IA) sectors where it is believed that they contribute to the overall portfolio objective.

5