Five Year Performance Review 2023
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Analysis and Annualised Performance 2018 - 2022 (FTSE Only)*
By Product Type
Capital at Risk
Deposits and Capital Protected
Structured Product Maturities
2022 2021
2020 2019 2018 Average
2022 2021
2020 2019 2018 Average
FTSE Only Number of product maturities
417 417
69 65
273 272
86 77
160 160
192 192
226 224
55 35 20
32 17 15
60 60
68 68
57 49
Number of products producing positive returns Number of products returning capital only
0 0
4 0
1
9 0
0 0
0 0 3
2 0
0 0
0 0
8 0
Number of products which lost capital Average duration / term (years)
0
0
0
3.01
4.61
2.88
4.24
3.36
3.12
4.48
5.35
4.87
5.58
4.96
Average annualised return All products
6.66% 8.96% 4.78%
3.75% 4.92% 2.39%
7.01% 5.68% 6.81% 7.45% 6.83% 9.57% 8.48% 8.99% 9.52% 9.17% 5.02% 2.43% 5.03% 5.70% 4.85%
2.58% 1.82% 3.81% 4.57% 3.51% 5.10% 4.17% 5.19% 5.77% 5.13% 0.00% 0.00% 2.30% 3.42% 1.89%
Upper quartile Lower quartile
All FTSE Only Capital at Risk Plans 2018-22
All FTSE Only Deposits and Capital Protected Plans 2018-22
450 400 350 300 250 150 100 50 0
4.5 4 3.5 3 2.5 2 1.5 1 0.5 0
80 70 60 50 40 30 20 10 0
6 5 4 3 2 1 0
No. of Positive Returns No. Returning Capital Only No. Realising Loss Average Term
No. of Positive Returns No. Returning Capital Only Average Term
No. of Plans
No. of Plans
Average Term (Years)
Average Term (Years)
2022
2021
2020
2019
2018
Average
2022
2021
2020
2019
2018
Average
10%
6%
8%
4%
6%
4%
2%
Lower Quartile All Products Upper Quartile
Lower Quartile All Products Upper Quartile
2%
0% Average Annualised Returns %
0%
Average Annualised Returns %
2022
2021
2020
2019
2018
Average
2022
2021
2020
2019
2018
Average
*The FTSE CSDI measures the performance of the same 100 shares in the same weightings as the FTSE 100 and the two are over 99% correlated - we have therefore grouped the two underlyings for the purpose of this review and refer to them collectively as FTSE.
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