5 Year Review Structured Product Review 2024
StructuredProductReview. com
Analysis and Annualised Performance 2019 - 2023 (All Products)
Detailed subsector analysis on pages 16 - 27
By Product Type
Capital at Risk
Deposits and Capital Protected
Structured Product Maturities
2023
2022
2021
2020
2019
Average
2023
2022
2021
2020
2019
Average
All products Number of product maturities
565 552
554 554
459 444
173 133
243 236
399 384
64 56
80 70
70 39
62 30 32
91 79
73 55 19
Number of products producing positive returns Number of products returning capital only
7 6
0 0
9 6
24 16
3 4
9 6
8 0
10
31
12
Number of products which lost capital
0
0
0
0
0
Average duration / term (years) Average annualised return All products
3.02
3.04
3.19
4.53
3.32
3.23
4.19
4.63
4.69
5.49
5.13
4.83
6.90% 10.08%
6.89% 9.15% 4.98%
6.82% 9.57% 4.23%
4.22% 9.22% -4.01%
6.74% 9.38% 3.81%
6.63% 9.54% 3.50%
3.07% 4.81% 0.71%
3.41% 4.99% 1.20%
2.13% 4.87% 0.00%
1.55% 4.01% 0.00%
3.05% 5.07% 0.55%
2.70% 4.79% 0.52%
Upper quartile Lower quartile
3.63%
Capital at Risk Plans 2019-23
Deposit Plans 2019-23
600
6
100
6
500
5
5
80
400
4
4
60
300
3
3
No. of Positive Returns No. Returning Capital Only No. Realising Loss Average Term (RHS)
40
200
2
2
Positive Return Capital Only Average Term (RHS)
No. of Plans
No. of Plans
20
100
1
1
Average Term (Years)
Average Term (Years)
0
0
0
0
2023
2022
2021
2020
2019
Average
2023
2022
2021
2020
2019
Average
12% 10%
6%
8% 6% 4% 2% 0%
4%
2%
All Products Upper Quartile
All Products Upper Quartile
-2% -4% -6% Average Annualised Returns
0% Average Annualised Returns
Lower Quartile
Lower Quartile
2023
2022
2021
2020
2019
Average
2023
2022
2021
2020
2019
Average
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