5 Year Review Structured Product Review 2024
StructuredProductReview. com
Analysis and Annualised Performance by Product Shape - Income Products (All Products) By Product Type Capital at Risk
Deposits and Capital Protected
Structured Product Maturities
2023
2022
2021
2020
2019
Average
2023
2022
2021
2020
2019
Average
All products Number of product maturities
107 106
87 87
43 38
46 38
61
69 66
2 2 0 0
12 12
12 10
8 8 0 0
21 13
11
Number of products producing positive returns Number of products returning capital only
60
9 2 0
0
0 0
0 5
0 8
0
0 3
0 0
2 0
8 0
Number of products which lost capital
1
1
Average duration / term (years) Average annualised return All products
4.10
3.49
4.46
5.87
4.92
4.37
5.50
6.00
5.51
6.01
6.00
5.88
5.25% 7.14% 3.25%
5.43% 7.26% 4.05%
4.14% 6.10% 0.87%
3.96% 6.81% -1.34%
5.69% 7.37% 3.68%
5.06% 7.04% 2.62%
2.96%
3.87% 4.40% 3.51%
3.05% 4.38% 0.65%
4.06% 4.47% 3.56%
2.90% 5.70% 0.00%
3.32% 4.74% 1.43%
Upper quartile Lower quartile
- -
Capital at Risk Income Plans 2019-23
Deposit Income Plans 2019-23
120
7
25
6
6
100
5
20
5
80
4
15
4
60
3
3
10
40
2
No. of Plans
No. of Plans
No. of Positive Returns No. Returning Capital Only Average Term (RHS)
2
No. of Positive Returns No. Realising Loss Average Term (RHS)
5
20
1
Average Term (Years)
Average Term (Years)
1
0
0
0
0
2023
2022
2021
2020
2019
Average
2023
2022
2021
2020
2019
Average
10%
6%
8%
6%
4%
4%
2%
2%
All Products Upper Quartile
All Products Upper Quartile
0%
-2% Average Annualised Returns
0% Average Annualised Returns
Lower Quartile
Lower Quartile
2023
2022
2021
2020
2019
Average
2023
2022
2021
2020
2019
Average
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