5 Year Review Structured Product Review 2024

StructuredProductReview. com

Analysis and Annualised Performance by Product Shape - Growth Products (FTSE 100 Only) By Product Type Capital at Risk

Deposits and Capital Protected

Structured Product Maturities

2023

2022

2021

2020

2019

Average

2023

2022

2021

2020

2019

Average

FTSE Only Number of product maturities

35 33

34 34

18 17

23 14

20 20

26 24

20 20

37 33

41 21 20

23

33 33

31 23

Number of products producing positive returns Number of products returning capital only

8

2 0

0 0

1

9 0

0 0

2 0

0 0

4 0

15

0 0

8 0

Number of products which lost capital

0

0

0

Average duration / term (years) Average annualised return All products

5.92

5.92

6.01

5.90

5.55

5.87

3.80

4.54

4.40

5.22

5.31

4.67

5.67% 7.89% 2.17%

6.54% 8.63% 4.40%

7.23% 9.38% 3.70%

3.27% 7.39% 0.00%

6.59% 8.67% 4.68%

5.83% 8.32% 2.97%

3.14% 4.05% 1.93%

3.55% 4.86% 1.77%

2.08% 5.07% 0.00%

0.99% 3.53% 0.00%

3.59% 5.33% 1.83%

2.73% 4.71% 1.07%

Upper quartile Lower quartile

FTSE Only Capital at Risk Growth Products 2019-23

FTSE Only Deposit Growth Products 2019-23

40 35 30 25 20 15 10 5 0

6

45 40 35 30 25 20 15 10 5 0

7

6

5

5

4

4

3

3

2

No. of Plans

No. of Plans

No. of Positive Returns No. Returning Capital Only Average Term (RHS)

No. of Positive Returns No. Returning Capital Only Average Term (RHS)

2

1

Average Term (Years)

Average Term (Years)

1

0

0

2023

2022

2021

2020

2019

Average

2023

2022

2021

2020

2019

Average

10% 9% 8% 7% 6% 5% 4% 3%

6%

4%

2%

All Products Upper Quartile

All Products Upper Quartile

2% 1% 0% Average Annualised Returns

0% Average Annualised Returns

Lower Quartile

Lower Quartile

2023

2022

2021

2020

2019

Average

2023

2022

2021

2020

2019

Average

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