5 Year Review Structured Product Review 2024
StructuredProductReview. com
Analysis and Annualised Performance by Product Shape - Growth Products (All Products) By Product Type Capital at Risk
Deposits and Capital Protected
Structured Product Maturities
2023
2022
2021
2020
2019
Average
2023
2022
2021
2020
2019
Average
All products Number of product maturities
37 35
34 34
21
40 28
24 24
31
28 23
46 36
53 25 28
44 21 23
51 51
44
Number of products producing positive returns Number of products returning capital only
20
28
31 13
2 0
0 0
1
11
0 0
3 0
5 0
10
0 0
Number of products which lost capital
0
1
0
0
0
0
Average duration / term (years) Average annualised return All products
5.81
5.92
6.01
5.92
5.63
5.86
4.15
4.63
4.61
5.35
5.34
4.87
5.89% 8.34% 2.46%
6.54% 8.63% 4.40%
7.56% 9.76% 3.70%
3.98% 9.82% -2.41%
6.60% 8.51% 4.79%
5.88% 9.00% 2.16%
2.33% 3.95% 0.13%
2.93% 4.76% 0.13%
1.75% 4.72% 0.00%
1.38% 3.85% 0.00%
3.15% 5.09% 1.27%
2.32% 4.54% 0.34%
Upper quartile Lower quartile
Capital at Risk Growth Products 2019-23
Deposit Growth Products 2019-23
45 40 35 30 25 20 15 10 5 0
6
60
6
5
50
5
4
40
4
3
30
3
No. of Positive Returns No. Returning Capital Only No. Realising Loss Average Term (RHS)
2
20
2
No. of Plans
No. of Plans
No. of Positive Returns No. Returning Capital Only Average Term (RHS)
1
10
1
Average Term (Years)
Average Term (Years)
0
0
0
2023
2022
2021
2020
2019
Average
2023
2022
2021
2020
2019
Average
12% 10%
6%
8% 6% 4% 2% 0%
4%
2%
All Products Upper Quartile
All Products Upper Quartile
-2% -4% Average Annualised Returns
0% Average Annualised Returns
Lower Quartile
Lower Quartile
2023
2022
2021
2020
2019
Average
2023
2022
2021
2020
2019
Average
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