10: 10 Plan December 2021 Brochure

About the Counterparty

The Counterparty chosen for this Plan is CitigroupGlobal Markets Limited (CGML), CitigroupGlobal Markets Funding Luxembourg S.C.A, an affiliate of CGML, is the issuer of the underlying investments that are purchased on your behalf with the money you have invested. The investments are constructed to generate the terms described in this Brochure. CGML CGML is Citi’s international broker-dealer and is headquartered in London. Citi, the leading global bank, has approximately 200 million customer accounts and does business in more than 160 countries and jurisdictions. Citi provides consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, transaction services, and wealth management. More information on Citi can be found on their website www.citigroup.com or by requesting a copy of their prospectus from Mariana. The prospectus contains information and contractual terms for the securities issued by Citigroup Global Markets Funding Luxembourg S.C.A. CGML acts as Guarantor of the securities issued by Citigroup Global Markets Funding Luxembourg S.C.A, which means that CGML will make the payments under the securities if Citigroup Global Markets Funding Luxembourg S.C.A is unable to fulfil its payment obligations.

You may lose part and up to all your investment if CGML goes into liquidation and defaults on paying your Plan return and the repayment of your Initial Capital. The risk that CGML goes into liquidation is called Counterparty Risk. Securities issued by Citigroup Global Markets Funding Luxembourg S.C.A and CGML are not covered by the Financial Services Compensation Scheme (FSCS). Therefore if the Issuer and/or the Guarantor become insolvent you would not be covered by the FSCS. The Plan is not endorsed, sponsored or otherwise promoted by Citi or any of its affiliates. None of Citi or its affiliates are responsible for the contents of this brochure and nothing in this document should be considered a representation or warranty by Citi to any person regarding whether investing in the product is suitable or advisable for such a person. Neither Citi, nor any of its affiliates, has provided advice, or made any recommendation about investments or tax in relation to this product.

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